National Company Health (NCH) – Privacy Policy:

1. Introduction This Privacy Policy explains how National Company Health (“NCH,” “we,” “our,” or “us”) collects,  uses, stores, and protects personal information from Members, employers, associations, self insured  funds, payors, and other groups that utilize NCH services (“Members” or “Users”). By enrolling in NCH member network or using NCH services, you consent to the practices described  in this Privacy Policy.

2. NCH Is Not Insurance NCH is not an insurance company and not a discount medical plan. NCH provides administrative  services, membership services, and access to medical networks. This Privacy Policy applies only to  NCH’s administrative and membership based functions.

3. Information We Collect NCH may collect the following categories of information:

3.1 Personal Information Name Date of birth Contact information (address, phone number, email) Identification numbers provided by Members or employers Membership enrollment details

3.2 Administrative & Billing Information Invoices submitted by providers Payment information provided by Members or payors Employer or association membership data Self insured fund or group plan information

3.3 Health Related Information NCH may receive limited health related information only as necessary to perform administrative  functions, such as: Provider invoices Procedure codes Dates of service Network eligibility verification NCH does not provide medical care and does not make medical decisions.

3.4 Technical Information When using NCH websites or digital tools, we may collect: IP address Device information Browser type Usage analytics

4. How We Use Your Information NCH uses collected information solely for administrative and membership related purposes,  including: Verifying membership eligibility Reviewing invoices for Members, employers, associations, payors, and self insured funds Facilitating communication between Members and providers Providing access to medical networks Processing membership fees and administrative charges Improving NCH services and operations Complying with legal or regulatory requirements NCH does not sell personal information.

5. How We Share Information NCH may share information only as necessary to perform administrative functions:

5.1 With Healthcare Providers To verify membership, process invoices, or facilitate administrative communication.

5.2 With Employers, Associations, Payors, or Self Insured Funds When these entities sponsor or manage Member participation.

5.3 With Service Vendors Trusted third party vendors may assist with: Data processing Invoice processing Customer service Secure data storage Vendors are required to protect Member information and may not use it for unrelated purposes.

5.4 When Required by Law NCH may disclose information to comply with: Court orders Government regulations Legal investigations NCH does not disclose more information than legally required.

6. How We Protect Your Information NCH uses administrative, technical, and physical safeguards to protect personal information,  including: Secure data storage systems Access controls and authentication Encryption where appropriate Employee confidentiality requirements Regular security reviews While NCH takes reasonable precautions, no system can guarantee absolute security.

7. Member Responsibilities Members agree to: Provide accurate and updated information Protect their login credentials (if applicable) Notify NCH of any suspected unauthorized access

8. Data Retention NCH retains information only as long as necessary to: Provide administrative services Comply with legal obligations Maintain accurate business records Information may be securely archived or deleted when no longer required.

9. Children’s Privacy NCH does not knowingly collect information from children under 13 unless provided by a parent,  guardian, employer, or authorized group administrator for membership purposes.

10. Third Party Links NCH websites or materials may contain links to third party sites. NCH is not responsible for the  privacy practices or content of those sites.

11. Changes to This Privacy Policy NCH may update this Privacy Policy at any time. Updated versions will be posted and effective  immediately upon publication. Continued use of NCH services constitutes acceptance of any  changes.

12. Contact Information For questions about this Privacy Policy or your personal information, Members may contact NCH  using the contact information provided in their membership materials or on the NCH website.